DEPOSIT RATES                                                                                        Member FDIC

 

Annual Percentange Yield as of Wednesday, September 15, 2021

Personal Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
TOTAL PLUS CHECKING ACCOUNT 0.05% 0.05% $25.00 $0.01
TOTAL 50 CHECKING ACCOUNT 0.02% 0.02% $25.00 $0.01
SAVINGS/UTMA SAVINGS ACCOUNT** 0.05% 0.05% $5.00 $0.01
TRANSACTION SAVINGS ACCOUNT 0.05% 0.05% $5.00 $0.01
VACATION CLUB ACCOUNT 0.05% 0.05% $1.00 $5.00
HOLIDAY CLUB ACCOUNT 0.05% 0.05% $1.00 $5.00
TENANT/AGENT SAVINGS ACCOUNT 0.08% 0.08% $5.00 $0.01
STUDENT SAVINGS CLUB ACCOUNT
$0.01 to $1,000.00 2.50% 2.53% $5.00 $0.01
$1,000.01 and OVER 0.05% 0.05% $5.00 $0.01
HEALTH SAVINGS ACCOUNT
$0.00 to $4,999.99 0.05% 0.05% $0.00 $0.01
$5,000.00 to $19,999.99 0.05% 0.05% $0.00 $5,000.00
$20,000.00 and OVER 0.05% 0.05% $0.00 $20,000.00
MONEY MARKET
$0.01 to $999.99 0.03% 0.03% $1,000.00 $0.01
$1,000.00 to $4,999.99 0.03% 0.03% $1,000.00 $1,000.00
$5,000.00 to 24,999.99 0.03% 0.03% $1,000.00 $5,000.00
$25,000 and OVER 0.04% 0.04% $1,000.00 $25,000.00
IRA SAVINGS ACCOUNT
$0.01 to $49.99 0.05% 0.05% $5.00 $0.01
$50.00 to $2,499.99 0.05% 0.05% $5.00 $50.00
$2,500.00 to 29,999.99 0.05% 0.05% $5.00 $5,000.00
$30,000 to 39,999.99 0.05% 0.05% $5.00 $30,000.00
$40,000 to 49,999.99 0.05% 0.05% $5.00 $40,000.00
$50,000.00 and OVER 0.05% 0.05% $5.00 $50,000.00
Business Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
BUSINESS CHECKING - NOW ACCOUNT
$0.01 to $9,999.99 0.05% 0.05% $25.00 $0.01
$10,000.00 to $19,999.99 0.05% 0.05% $25.00 $10,000.00
$20,000.00 to $29,999.99 0.05% 0.05% $25.00 $20,000.00
$30,000.00 and OVER 0.05% 0.05% $25.00 $30,000.00
BUSINESS MONEY MARKET ACCOUNT
$0.01 to $2,499.99 0.10% 0.10% $2,500.00 $0.01
$2,500.00 to $4,999.99 0.10% 0.10% $2,500.00 $2,500.00
$5,000.00 to $24,999.99 0.10% 0.10% $2,500.00 $5,000.00
$25,000.00 to $49,999.99 0.12% 0.12% $2,500.00 $25,000.00
$50,000.00 and OVER 0.30% 0.30% $2,500.00 $50,000.00
IORETA 0.05% 0.05% $25.00 $0.01
IOLTA 0.09% 0.09% $25.00 $0.01

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.

**Transaction limitations apply