DEPOSIT RATES Member FDIC
Annual Percentange Yield as of Thursday January 15, 2020 |
Personal Accounts | Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
| SCHOOL STATEMENT SAVINGS** | 0.10% | 0.10% | $5.00 | $0.01 |
| PASSBOOK/STATEMENT SAVINGS** | 0.10% | 0.10% | $5.00 | $0.01 |
| TRANSACTION STATEMENT SAVINGS | 0.10% | 0.10% | $5.00 | $0.01 |
| NOW ACCOUNT | 0.05% | 0.05% | $25.00 | $0.01 |
| HEALTH SAVINGS ACCOUNT | ||||
| $0.00 to $4,999.99 | 0.10% | 0.10% | $0.00 | $0.01 |
| $5,000.00 to $9,999.99 | 0.25% | 0.25% | $0.00 | $5,000.00 |
| $10,000.00 and OVER | 0.50% | 0.50% | $0.00 | $10,000.00 |
| MONEY MARKET** | ||||
| $5.00 to $4,999.99 | 0.10% | 0.10% | $1,000.00 | $5.00 |
| $5,000.00 to $24,999.99 | 0.10% | 0.10% | $1,000.00 | $5,000.00 |
| $25,000.00 and OVER | 0.12% | 0.12% | $1,000.00 | $25,000.00 |
| Business Accounts | Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
| IORETA | 0.25% | 0.25% | $25.00 | $0.01 |
| IOLTA | 0.80% | 0.80% | $25.00 | $0.01 |
| MONEY MARKET** | ||||
| $0.01 to $2,499.99 | 0.10% | 0.10% | $2,500.00 | $0.01 |
| $2,500.00 to $4,999.99 | 0.10% | 0.10% | $2,500.00 | $2,500.00 | $5,000.00 to $24,999.99 | 0.10% | 0.10% | $2,500.00 | $5,000.00 |
| $25,000.00 to $49,999.99 | 0.12% | 0.12% | $2,500.00 | $25,000.00 |
| $50,000.00 and OVER | 1.49% | 1.50% | $2,500.00 | $50,000.00 |
*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.
**Transaction limitations apply
© 2015 Collinsville Bank. All rights reserved. Routing Number: 211174288 | NMLS MLO ID: 510070
