Personal Checking Accounts

Checking accounts designed with you in mind.

We created our suite of checking accounts to help you save money AND time. All of our accounts include low or no account fees, free online banking, ATM access, and MasterCard® Debit Cards.

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Collinsville Bank - A Division of Northwest Community Bank

Checking Accounts

Free Kasasa Cash® Overview

Earn high interest and refunds on ATM withdrawal fees*

Our free Kasasa Cash® checking account pays you just for banking with us. When you do simple activities (like using your Debit MasterCard®) we reward you in cash every month - and there's never a monthly service fee!

  • Free checking that pays you in cash monthly
  • No minimum balance to earn rewards
  • No monthly service fee
  • Open your account online

* Other terms and conditions may apply

Learn More About Kasasa

Free Kasasa Cash Back® Overview

Earn cash back and refunds on ATM withdrawal fees*

Our free Kasasa Cash Back® checking account actually pays you back (rather than you paying for your checking). Get cash back on your Debit MasterCard® purchases with no category restrictions. And there's never a monthly service fee.

  • Free checking that pays cash back monthly
  • No minimum balance to earn rewards
  • No monthly service fee

* Other terms and conditions may apply

Learn More About Kasasa

Basic Personal Checking

A popular, uncomplicated choice for many customers.

  • No monthly service fee
  • No fee at ATMs at Northwest Community Bank or its Divisions. No fee for first 4 transactions at other ATMs. Over 4 transactions: $1.50 fee per use, plus any fee by other bank.
  • Free welcome pack of 40 checks
Contact an Account Specialist

Total 50 Checking

An interest-bearing account for customers age 50 and over.

  • No monthly service fee
  • Interest-bearing checking
  • No fee at ATMs at Northwest Community Bank or its Divisions. Transactions at other ATMs may have a fee.
  • Free basic checks
  • $.01 Minimum Balance to earn Annual Percentage Yield
View Rates Contact an Account Specialist

Total Plus Checking

Earn interest on your deposits

Just $25 to open, this account will earn interest on your deposits, compounded and credited monthly. Keep an average daily balance of $1,000 or more in this account to avoid service fees.

  • Variable rate account that earns interest monthly
  • Avoid service fees by maintaining low minimum average daily balance
  • Includes free online banking and MasterCard® Debit Card
View Rates Contact an Account Specialist

Student Checking

Great advantages for customers 16 to 26 years old.

  • No monthly service fee
  • No fee at ATMs at Northwest Community Bank or its Divisions. Up to $50 in rebates for fees at other ATMs.
  • Free welcome pack of 40 checks
View Rates Contact an Account Specialist