Deposit Rates

Member FDIC

Annual Percentage Yield as of

Personal Accounts Interest Rate Annual Percentage Yield Minimum Opening Deposit Minimum Balance to Earn APY*
TOTAL PLUS CHECKING 0.05% 0.05% $25.00 $0.01
TOTAL 50 CHECKING 0.02% 0.02% $25.00 $0.01
SAVINGS/UTMA SAVINGS** 0.05% 0.05% $5.00 $0.01
TENANT/AGENT SAVINGS 0.06% 0.06% $5.00 $0.01
TRANSACTION SAVINGS 0.05% 0.05% $5.00 $0.01
HOLIDAY CLUB ACCOUNT 0.05% 0.05% $1.00 $5.00
VACATION CLUB ACCOUNT 0.05% 0.05% $1.00 $5.00
STUDENT SAVINGS CLUB ACCOUNT
$0.01 to $1,000.00 2.50% 2.53% $5.00 $0.01
$1,000.01 and OVER 0.05% 0.05% $5.00 $0.01
HEALTH SAVINGS ACCOUNT
$0.00 to $4,999.99 0.05% 0.05% $0.00 $0.01
$5,000.00 to $19,999.99 0.05% 0.05% $0.00 $5,000.00
$20,000.00 and OVER 0.05% 0.05% $0.00 $20,000.00
MONEY MARKET
$0.01 to $999.99 0.05% 0.05% $1,000.00 $0.01
$1,000.00 to $4,999.99 0.10% 0.10% $1,000.00 $1,000.00
$5,000.00 to $24,999.99 0.10% 0.10% $1,000.00 $5,000.00
$25,000.00 and OVER 0.50% 0.50% $1,000.00 $25,000.00
TOTAL MONEY MARKET
$0.01 to $9,999.99 0.25% 0.25% $1,000.00 $0.01
$10,000.00 to $49,999.99 0.75% 0.75% $1,000.00 $10,000.00
$50,000.00 to $99,999.99 1.00% 1.00% $1,000.00 $50,000.00
$100,000.00 and OVER 2.00% 2.02% $1,000.00 $100,000.00
IRA SAVINGS
$0.01 to $49.99 0.05% 0.05% $5.00 $0.01
$50.00 to $2,499.99 0.05% 0.05% $5.00 $50.00
$2,500.00 to $29,999.99 0.05% 0.05% $5.00 $2,500.00
$30,000.00 to $39,999.99 0.05% 0.05% $5.00 $30,000.00
$40,000.00 to $49,999.99 0.05% 0.05% $5.00 $40,000.00
$50,000.00 and OVER 0.05% 0.05% $5.00 $50,000.00
Business Accounts Interest Rate Annual Percentage Yield Minimum Opening Deposit Minimum Balance to Earn APY*
BUSINESS CHECKING NOW
$0.01 to $9,999.99 0.05% 0.05% $25.00 $0.01
$10,000.00 to $19,999.99 0.05% 0.05% $25.00 $10,000.00
$20,000.00 to $29,999.99 0.05% 0.05% $25.00 $20,000.00
$30,000.00 and OVER 0.05% 0.05% $25.00 $30,000.00
BUSINESS MONEY MARKET
$0.01 to $2,499.99 0.15% 0.15% $2,500.00 $0.01
$2,500.00 to $4,999.99 0.15% 0.15% $2,500.00 $2,500.00
$5,000.00 to $24,999.99 0.20% 0.20% $2,500.00 $5,000.00
$25,000.00 to $49,999.99 0.20% 0.20% $2,500.00 $25,000.00
$50,000.00 and OVER 0.60% 0.60% $2,500.00 $50,000.00
TOTAL BUSINESS MONEY MARKET
$0.01 to $4,999.99 0.25% 0.25% $2,500.00 $0.01
$5,000.00 to $249,999.99 1.00% 1.00% $2,500.00 $5,000.00
$250,000.00 and OVER 2.00% 2.02% $2,500.00 $250,000.00
IORETA / IOLTA
IORETA 0.05% 0.05% $25.00 $0.01
IOLTA 0.09% 0.09% $25.00 $0.01

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.

**Transaction limitations apply