For All Fixed Rate and ARM Programs : Interest rates are subject to change at any time, without notice and may vary according to the property and loan characteristics. The actual Annual Percentage Rate (APR) and fees available to you may differ from the rates posted based on your credit history, loan amount, property type, product features, and loan to value ratio. The rates posted are based on certain assumptions that may or may not apply to your loan. All rates and terms shown are subject to change without notice. Property insurance is required. Flood insurance may be required. Rate / APR assume 20% down payment, purchase transaction, owner occupied, single family detached home, FICO score of 740 and no subordinate financing. LTVs above 80% will require Private Mortgage Insurance (PMI). Other terms and conditions may apply.
For All Fixed Rate and ARM Programs : Cost per $1,000 does not include taxes and insurance. The actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
ADJUSTABLE RATE MORTGAGES (ARM) ARMs offer an initial fixed interest rate period followed by a period when the rate may adjust annually. Rate caps limit interest rate changes over the life of the loan. The payment per $1,000 below is based on a term of 30 years and the initial interest rate, after which the rate and payments will be determined based on the One Year Treasury Index plus the margin.